Low-income housing assists individuals and families that do not have a home. Homelessness is a rising issue, and it is often that those that need help immediately don’t get help fast enough or at all.
Keep reading to learn how you can get housing fast when you are struggling.
What Programs Are Available To Help Find A Home?
There are two different programs you can look to when you need housing.
First is the U.S. Department of Housing and Urban Development (HUD); this program provides safe and quality housing for low-income, elderly, and those with a disability.
Second, Continuum of Care (CoC) is a program that provides funding to quickly house those that are homeless or in transition because of a disaster.
When you think of housing, we often refer to Section 8, now named Housing Choice Voucher, but this is only a fraction of what is available.
- Housing Choice Voucher – You can find a home of your choice from a private landlord at a subsidized rate.
- Public Housing – Government-owned apartments and homes at a subsidized rate.
CoC Programs – Run through non-profit organizations but are funded by HUD
- Rapid Rehousing – Like the Housing Choice Voucher, but they have homes readily available to you faster than Section 8 (HUD).
- Permanent Supportive Housing Once you’re approved, it is permanently available to you and completely paid for you. This program is available for more complex situations like those with drug addictions or mental illnesses.
Which Housing Program Can Help Me Fast?
Of the programs between both HUD and CoC, getting help from a Rapid Rehousing Program will benefit you faster than going through Section 8 or Public Housing. Rapid Rehousing will get you in a home as soon as possible within 30-60 days, while HUD could take more than 1-2 years, which is the average.
Rapid Rehousing is a better option because it is easier to meet requirements. This program is readily available for those that are homeless or nearly homeless. Homelessness, by definition, is when you don’t have a home.
Meaning, you don’t have title to a home, or your name isn’t on a lease. Homelessness counts even if you’re staying in an extra room of family or a friend.
There is no where to apply for directly for Rapid Re-Housing. You will need to ask your PHA about their CoC sponsored programs for homelessness and rapid rehousing. For a list a Public Housing Authorities in your area go here and enter your state. You can then find the nearest office.
How Can The CoC Help Beyond Housing?
With any assistance program, they want to see an improvement in your situation. Additionally, due to funding, the program can’t help forever.
The CoC’s ultimate goal is for you to be independent. But they will give you all of the assistance you need to get there. Here are a few alternative methods that the CoC Rapid Rehousing program will use to help you regain independence.
- Wean you off of their housing assistance. As you start becoming more financially stable, they will wean you off their assistance to keep you from becoming dependant. However, if you’re unable to be independent, then their program, Permanent Supportive Housing, is a better option for you.
- Get you in touch with affordable and necessary medical or mental health assistance. While they can’t directly help you, they can assist you in applying for assistance through other programs.
- Transportation Assistance. Get you to and from appointments or place of employment.
- Utility Assistance. Help pay all or some of utilities such as water and electricity. Help pay for all or some of your deposit on utilities.
- Child Care. For families with small children, you can rest assured that your children are in a safe environment while you are working for free or at an affordable rate.
If you find yourself facing homelessness, there are housing assistance programs that can get you into a home within 30-60 days, typically much faster than Section 8 (HCV) or Public Housing. Below are some options that might help:
- You will need to ask your PHA about their CoC sponsored programs for homelessness and rapid rehousing. There is no where to apply directly for Rapid Re-Housing (as far as we know). You need to speak to your local Public Housing Agency or authorities about your situation to qualify.
- For a list a Public Housing Authorities in your area go here and select your state. You can then find the nearest office to your location.
- Be sure to contact your PHA about: Public Housing,
Supportive Housing, low income, Elderly, and Special Needs Housing
- Ask about all Housing resources!
- Visit this article and follow the instructions to locate all housing resources in your area online!