Find Section 8, Affordable Housing, Housing Authorities, and Open Waiting Lists in your area
The U.S. Department of Housing and Urban Development (HUD) announced that Kentucky will get federal disaster assistance to help recover from severe storms and flooding that happened on February 14, 2025. Secretary Scott Turner said it's important to support those affected by the disaster.
Here are the main points:
Moratorium on Foreclosures: People with Federal Housing Administration (FHA) loans won’t need to worry about losing their homes for 90 days after the disaster. They should contact their mortgage servicer for help.
Mortgage Insurance: Victims can get help through HUD’s Section 203(h) program, which offers 100% financing for people whose homes were severely damaged.
Renovation Financing: HUD's Section 203(k) program allows homeowners to combine their home purchase or refinance costs with repair costs in one loan.
Housing Provider Information: HUD is working with FEMA to share information about housing options and programs available to affected people.
Flexibility for Grants: Programs like the Community Development Block Grant (CDBG) can apply for flexibility to help with disaster response.
Support for Public Housing Agencies: Agencies can also apply for help related to disaster recovery.
Help for Tribes: Tribes can ask for assistance through regulatory waivers.
Housing Counselors: HUD-approved counselors are available to help people understand their options after disasters.
Fair Housing Assistance: HUD can also help if someone believes they faced discrimination when looking for housing after the disaster.
For more help, you can reach out to HUD through their resources.